Dear Steven,

During Tuesday's State of the Union address, we will likely learn whether big banks like Bank of America and JP Morgan Chase will pay for the plunder of America's homeowners. After a year of secret negotiations among the 50 state attorneys general, including a walk out by California's Attorney General, Kamala Harris, it all comes down to this.

Demand the President and AG Harris make good on their promise of "Change" by making the Big Banks pay for their crimes. Final negotiations are happening at this very moment.

In the fall -- thanks to the support of more than 25,000 Courage members -- AG Harris rejected another bank bailout, a grotesque deal that would have denied justice to millions of Americans and provided almost no compensation to defrauded California homeowners. On Monday, she'll be in Chicago to meet again with the other 49 state attorneys general, and they will decide whether to accept a deal that insiders claim has improved since September.

Show President Obama and AG Harris that you know what is at stake. Sign our petition demanding that any settlement reflect these five principles:

1. widespread and fairly applied principal reduction,
2. narrow release of liability,
3. overhaul and reform of industry servicing practices,
4. strict, independent, and robust enforcement mechanisms,
5. and assurance that homeowners who were kicked out of their homes without due process will receive fair, ample restitution.

Over the next few months, more than 100,000 Californians may lose their homes, people like Donna Vieira of San Leandro who has clear evidence that Wells Fargo defrauded her the moment she signed her mortgage papers. This is just the beginning. Courage Campaign will continue working with its many partners to protect homeowners, including the Alliance of Californians for Community Empowerment (ACCE), but if our President fights for the values that he proclaimed when running for office, the America's middle-class will be much closer to the justice it deserves.

Sign on and share will your friends. Every moment counts.

Yours in the fight for economic justice,

Rick Jacobs
Chair and Founder, Courage Campaign

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