The Economist published the article Small wonder: A new model of microfinance for the very poor is spreading.

CARE International, a charity, began a novel scheme in Niger in 1991 to help the poor save—a basic form of banking called a village savings and loans association. This is based on savings rather than debt and managed by members of the community rather than professionals.

Maybe capitalism on a small scale is the way to avoid the problems of large scale capitalism.  Some would call it socialism, but we aren’t allowed to use The ‘S’ Word.