PC Magazine has the article Don’t Get Robbed by a Banking Trojan.
These last few strategic approaches take a considerable amount of effort—they’re probably beyond what most people are willing to do to protect themselves. And, the fact is, even if you change your banking strategy, an online bank robber who specifically targets you will probably get your money.
Fortunately, that’s not how they operate. They cast a wide net and go for the easy targets, and the easy targets keep them plenty busy. By keeping up with online security best practices, you can avoid being one of those easy marks, and most cybercrooks will turn their attention elsewhere.
I have quoted the last two paragraphs of the article to show you why you should at least try to protect your online banking. You’ll have to read the article to see the easier steps that they recommend. I am not even going to talk about what approaches I do or do not use. The less info about my practices that I make public, the better.