New Economic Perspectives has the article The People’s Money (Part 2).
You will be amazed at how much smarter you become when you read this. The words are fairly simple, but they are so far from what you have been told to believe that you might have to read it slowly and then reread it.
Here is a sample to get you started.
The overarching purpose of the Federal Reserve Act was to enable “money” to be created, as necessary, to support the scale of commerce that American Enterprise decides to undertake and accomplish. If the labor, materials, energy, technology, and ingenuity exist to do something—and it is desirable that it should be done—it is illogical to say it can’t be done because there isn’t enough “money” in the system to pay for the doing of it.